"Linear Title Launches California Escrow Operations and Opens West Coast Office"
"Linear Takes Mortgage Title Docs Online For Faster Origination"
"Linear Title Listed in Top 52 Fastest-Growing Real Estate Companies"
"Linear Takes Mortgage Title Docs Online For Faster Origination"
Linear In The News
Linear Title Introduces New Technology and Process Allowing Clear To Close In Less Than 7 Days
December 15, 2010
Linear Title & Closing, a technology driven national title agency, today announced a process that allows lenders to achieve clear to close in seven days on most files. Linear, which constantly strives to increase efficiencies for lenders, is confident the introduction of this new platform will allow lenders that use Linear to gain a competitive advantage.
Linear Title Releases Easy Integration tools for Lenders Looking to Gain Efficiencies
November 15, 2010
Linear Title, a tech driven national title agent, today announced that it has released web services for key process points that allow lenders to easily integrate mortgage origination platforms with Linear's software resulting in increased production and stronger margins for lenders.
January 2012 |
| Home prices edge lower, giving buyers more closing solutions 1.31.2012 Home prices continued to decline in November, falling by 3.7 percent, according to the most recent Standard & Poor's/Case-Shiller Home Price Index. |
| Brokers and lenders responsive to CFPB complaint mediation 1.31.2012 In December, the Consumer Financial Protection Bureau received more than 2,300 mortgage complaints. |
| Mortgage payment to income ratio falls to new low 1.30.2012 According to the recent Fiserv Case-Shiller Indexes, an improvement in the nation's ratio of mortgage payments to median family income has given way to more affordable closing solutions for potential mortgage borrowers. |
| Rise in FHA delinquency rate sparks concern 1.30.2012 The Federal Housing Administration's serious delinquency rate increased in December as industry experts continue to worry whether the agency will be in need of the next major government bailout. |
| Fewer mortgage originations in November despite affordable rates 1.27.2012 Brokers and lenders originated fewer home loans in November on a year-over-year basis, according to LPS Applied Analytics. |
| More Americans support foreclosure action 1.27.2012 A majority of Americans are in favor of government creating even more closing solutions in order to keep homeowners out of foreclosure, according to a Gallup poll. |
| Mortgage rates rise after positive housing indicators 1.26.2012 As the housing market gained momentum at the end of 2011, Freddie Mac's Primary Mortgage Market Survey indicated that mortgage rates rebounded during the week ending January 26. |
| Agencies weigh pros and cons of principal reductions 1.26.2012 In the wake of numerous government agencies and industry experts weighing in on the effects of principal mortgage reductions, Federal Reserve chairman Ben Bernanke stated that the measure could be helpful to borrowers if properly structured. |
| Share of foreclosure sales edged lower during third quarter 1.26.2012 According to a recent report from RealtyTrac, the sale of foreclosures accounted for a smaller share of all home sale transactions during the third quarter of 2011. |
| Forty percent of mortgage problems a result of quality control issues 1.25.2012 A growing number of mortgage quality control issues are stemmed from missing borrower documents and lack of data integrity, Interthinx reports. |
| Mortgage apps, refi requests decrease 1.25.2012 On a seasonally adjusted basis, brokers and lenders reported less mortgage application activity during the week ending January 20, according to the Mortgage Bankers Association. |
| More borrowers taking their business online 1.24.2012 Brokers and lenders with an online presence have managed to conduct a fair amount of business during recent years despite the housing market bust, Reuters reports. |
| Government-mandated down payments could affect a majority of borrowers 1.24.2012 According to a recent study conducted by the Center for Responsible Lending, government-mandated down payments would severely damage the mortgage marketplace. |
| Despite falling property values, many homeowners still satisfied with investments 1.24.2012 According to a recent survey by HomeGain, there is a significant rift between the satisfaction rates of homeowners who purchased high- and low-end property. |
| Real estate investors create lower home prices 1.23.2012 According to the most recent HousingPulse Tracking Survey by Campbell/Inside Mortgage Finances, a growing number of real estate investors using cash to purchase homes is having a negative effect on home prices. |
| Low prices could do little to spur home sales 1.23.2012 According to StreetTalk Advisors CEO Lance Roberts, while many real estate experts anticipate home prices to bottom out during 2012, it will do little to attract potential homebuyers. |
| Existing home sales edge higher 1.20.2012 Brokers and lenders saw the existing-home sales rate increase during December, putting the annual rate well above the rate recorded in 2010, the National Association of Realtors reports. |
| Mortgage originations drop among major lenders 1.20.2012 The value of mortgage originations fell by a combined 20.4 percent among the nation's four largest lenders during 2011 due to tightening credit conditions, HousingWire reports. |
| FHA announces expansion of lender regulations, penalties 1.20.2012 The Federal Housing Administration has announced that it will be making significant changes to the rules and regulations that lenders who insure loans on the agency's behalf must adhere to. |
| Mortgage rates below 4 percent for seventh straight week 1.19.2012 Mortgage rates continue to hover below 4 percent during the week ending January 19, giving prospective borrowers more affordable closing solutions, Freddie Mac reports. |
| Monthly mortgage delinquency rate steady 1.19.2012 The rate of borrowers delinquent on their monthly mortgage payments remained relatively unchanged in December from the previous month, according to Lender Processing Services. |
| Refinancing makes up largest share of mortgage apps in five months 1.18.2012 According to the Mortgage Bankers Association, a spike in refinancing activity resulted in brokers and lenders handling an elevated number of mortgage applications during the week ending January 13. |
| CoreLogic: Housing market could see minor rebound 1.18.2012 Positive economic indicators have analysts from CoreLogic claiming that 2012 could be the year for a housing market turnaround. |
| Statement: Appraisers not responsible for drop in home prices 1.17.2012 In response to recent criticism, the Appraisal Institute released a statement claiming that appraisers should not be held responsible for the drop in home prices during recent years. |
| Housing market outperforms seasonal trends 1.17.2012 Last year ended with an unexpected spike in home sales, says RE/MAX. |
| 2012 housing market outlook improving 1.16.2012 According to a recent report, lenders and brokers can breath a sign of relief as optimism is building that the nation's housing market is finally reaching bottom, analysts told USA Today. |
| Home prices could be flat this year 1.16.2012 A recent poll of economists anticipates home prices will stabilize this year, while the housing market should start to recover in 2013, Reuters reports. |
| Federal regulation of nonbank lenders set to begin 1.13.2012 The Consumer Finance Protection Bureau is gearing up to begin its regulation of nonbank mortgage firms. |
| Some housing markets could see gains in 2012 1.13.2012 A recent report from Forbes Magazine highlights some housing markets across that nation that are due for a rebound during 2012. |
| Mortgage rates hit historic lows 1.12.2012 According to Freddie Mac, mortgage rates have reached new all-time lows, giving prospective homebuyers access to more affordable closing solutions yet again. |
| Voters still view homeownership as a key cornerstone 1.12.2012 A large number of American voters support the current mortgage interest deductions and would be against any measures that would eliminate them, the National Association of Home Builders found in a recent poll. |
| Slow recovery expected in 2012 1.11.2012 The housing market should see a slow recovery being in 2012 as home prices stabilize and sales increase, RE/MAX reports. |
| Purchase applications, refis both increase during first week of 2012 1.11.2012 The mortgage application rate saw a spike in activity during the week ending January 6 as brokers and lenders offered prospective borrowers and homeowners more closing solutions, the Mortgage Bankers Association reports. |
| Home prices flat, foreclosure rate could increase 1.10.2012 The average price of a home remained flat in November at $147,800 - the same price recorded in 2003, Zillow reports. |
| White House scorecard highlights HAMP successes 1.10.2012 As foreclosure prevention programs continue to offer borrowers more closing solutions, the most recent Obama Administration Housing Scorecard underscored the success of the initiatives during recent years. |
| Small-business owners may have difficulty qualifying for a mortgage 1.9.2012 Overall, it has become more difficult for prospective homeowners to find closing solutions to purchase property, but according to The Wall Street Journal, it may be even harder for small business owners. |
| Housing market stability expected in new year 1.9.2012 Although overall home prices declined in 2011, a recent report from Clear Capital indicates that brokers and lenders should see more housing market stability during the new year. |
| Freddie Mac eliminates credit requirements for refinancing 1.6.2012 In an effort to offer refinancing borrowers more closing solutions, Freddie Mac has recently announced that it will be making changes to it's minimum credit requirements. |
| Veros home price forecast negative 1.6.2012 According to a recent report from Veros Real Estate Solutions, brokers and lenders may see home prices continue to edge lower during 2012. |
| Mortgage applications see decline in activity 1.5.2012 Brokers and lenders saw a decrease in mortgage application activity during the final two weeks of 2011, the Mortgage Bankers Association reports. |
| Mortgage rates below 4 percent for fifth-straight week 1.5.2012 According to the most recent Primary Mortgage Market Survey from Freddie Mac, mortgage rates fell to match record lows during the week ending January 5. |
| CFPD set to start non-bank lender supervision 1.5.2012 In wake of President Barack Obama's appointment of Richard Cordray as director of the Consumer Financial Protection Bureau, the agency will now commence its supervision of more financial institutions. |
| Obama makes recess appointment of CFPB director 1.4.2012 The White House has recently announced that President Barack Obama will name Richard Cordray director of the Consumer Financial Protection Bureau despite months of resistance from the Republican party. |
| Rising trend of charitable property donations 1.3.2012 According to a recent report, a growing number of non-profit organizations have been receiving donated homes in wake of the housing bubble burst, USA Today reports. |
| Long-term home prices hit 2001 levels 1.3.2012 A recent statement from Standard & Poor's chairman David Blitzer indicates that national home prices are back at levels recorded in 2001 after adjusting for inflation. |